Mortgage 101

Fundamentals of Home Mortgage Loans

To better help you understand home mortgages, we have provided content for certain mortgage topics important to understanding the home loan process. If you have any questions concerning the home loan process, please contact your Loan Originator who is on standby ready to assist you with your home mortgage needs.

Mortgage Dictionary

Important terms necessary to understanding mortgages and the loan process. Learn More…

Loan Process

A step by step guide to how the loan process works. Learn More…

Homebuyer’s Guide

Do you have questions on what to expect from the home buying process? This section will help you elimiate the unknows of buying a house. Learn More…

Refinance Guide

Determine whether or not you should refinance your home. Learn More…

FICO Score

Information about how your FICO score is calculated. Learn More…

Residential Mortgage Loan Originators

As a dedicated mortgage professional, I will be there for you every step of the home buying process. From selecting the right home loan product that suits your life stage and financial means, to providing real-time loan status and communication between you, your real estate agent, the title company and my office, to being able to answer all of your questions during the life of your mortgage, I am committed to making you feel you are my #1 priority!

Exceptional client service makes a difference! During my career, two key driving forces have consistently produced exceptional client experiences: hard work and always doing the right thing. Clients appreciate when you exceed expectations and doing the right thing always wins in the long run. In addition to those two main components, is an understanding that trust is earned and a deep level of industry knowledge is crucial to the foundation of how my business operates. I am proud of the many client Testimonials I have received throughout my career.


Loan Center

Checklist

What you will need to ensure a smooth home mortgage process.

Loan Options

There are several loan options available when purchasing a home.

Down Payment Assistance

Find out more about special programs and who qualifies.

Calculator

Wondering how much you can finance?

Testimonials

Melanie is the “best”. She is great to work with and always goes above and beyond in assisting her customers. She is smart, aggressive, tenacious, prompt and always with a smile.

Kaye M. - Turner Realty Co., Inc.

Melanie Brown has been helping my buyers obtain loans for the past 10 years and beyond. She gives each buyer the same professional attention no matter how large or small the loan, and works hard to overcome objections. It’s always a pleasure to work with Melanie because of the assurance of follow through and attention to detail.

Ann B., Broker/Manager - Re/Max Excel, LLC

As a real estate agent, a mortgage broker with Mel’s experience is absolutely priceless. She is my best resource for all of my customers looking to finance a home. All buyers praise her for being so competent and easy to work with, especially the buyer who needs counseling and direction in order to help them qualify for a home loan. You just cannot go wrong with her combination of dedication and appreciation for her clients.

Jessica R., Sales Assoc. - The Williamson Group Realty, Inc.

I can’t express enough how diligent and prompt Melanie is. She is very accessible and her communication is to notch. Melanie goes above and beyond for her colleagues and customers.

Michelle W. - The Williamson Group Realty, Inc.

Melanie brown was excellent, the process was excellent and my experience was outstanding with my mortgage.

Penny K.

This is to thank Melanie for the fabulous service she has given my various clients in their search for a home loan. I have sent Melanie quite a few buyers that other lenders have just not been able to help. She always follows through, returns phone calls, is extremely knowledgeable about her product, and treats everyone with respect. With the above in mind, I would strongly recommend anyone looking for a great mortgage broker contact Melanie - she is the Best!

Jeanne W., REALTOR® - Century 21 Compton Realty

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